Jed McCaleb Explains How Stellar Helps The World’s Unbanked Population

The original idea of cryptocurrency was to reduce the fees it takes to engage in banking activities and give people a way to exchange money with others all over the globe. This basic concept, though, has largely been forgotten as so many pursue initial coin offerings and crypto projects that widely diverge from this idea. One of the pioneers of the industry, Jed McCaleb, is trying to go back to that original idea with his nonprofit organization, Stellar Development Fund (SDF). The big idea is to providing banking services to people who presently are cutoff from banks.

Stellar Development Funds cryptocurrency is called Lumens (XLM). Unlike other cryptocurrencies getting Lumens is close to free. This is on purpose because it helps to fulfill Jed McCaleb’s goal which is to have his organization advance a number of social causes. He co-founded SDF with the idea that banks and other financial institutions put a number of unreasonable obstacles in the way of regular people using their services, especially those in impoverished nations. He says the global banking system is fundamentally broken and any person or family that doesn’t have enough financial resources is ignored.

The Stellar network is a decentralized platform launched in November 2015. It has both fast and secure transactions, the speed of which also differentiates Lumens from bitcoin. Being nearly free it can help the 2.5 billion people around the globe who have been left behind by banks and financial institutions. By their being able to freely send and receive money it will create better business and employment opportunities for those who have become poor and unbanked.

A big problem for people who are poor and unbanked, as Jed McCaleb describes the problem, is that this leaves them as easy targets to take what little funds they have managed to scrap together. They store cash in their houses which all of the criminals are more than aware of and they know every conceivable place a person would hide this money. By providing easy and very inexpensive access to storing money online Stellar helps people hang onto their money.

Here’s a demo session with Stellar’s Jed McCaleb: https://www.youtube.com/watch?v=GIMOrsPxlZg

Jeunesse Global Revolutionary Products for Youthful Skin Defies Aging Process

Jeunesse Global is more than passionate about redefining youth through the use of revolutionary quality skin products- the company is passionate about changing peoples’ lives with one exclusive skin product after another.

Jeunesse products give people more than just a reason to accomplish being their best. The products provide opportunities for people to dream bigger dreams than they ever thought possible. That is something unique and distinctive that Jeunesse products offer and the reason why the company has earned more than 300 worldwide awards.

Instantly Ageless is a micro-cream that targets the areas of the face which have lost a certain amount of elasticity during the natural aging process. The revolutionary product produces results in as little as two minutes. With a formula designed to give a flawless looking appearance, Instantly Ageless lifts the skin to diminish any signs of natural aging and reveals a visibly toned and well-defined skin texture.

The key areas that are quickly benefited from the use of Instantly Ageless include:

  • Forehead Wrinkles
  • Eyebrows
  • Hooded Eyes
  • Under-Eye Bags
  • Crow’s Feet
  • Facial Pores

Application tips are provided with each product purchased in order for users to get the full benefits and results intended.

The product line of Luminesce adds to the revolutionary skin care items that Jeunesse Global has developed. With an exclusive APT-200 formula, Luminesce dermatologist-developed products complement the benefits of Instantly Ageless by giving users an everyday maintenance opportunity to take care of their skin. By helping to restore the vitality of the skin through a regular routine, Luminesce products provide users the opportunity to create a younger, smoother and softer looking skin that lasts. The product line is available in eight categories.

Jeunesse Global is based in Lake Mary, Florida and was founded by Wendy Lewis and Randy Ray, after both business partners emerged from retirement in 2009. The premise for the company was fostered with the belief of empowering people to thrive in life and to manifest their highest potential. Wendy and Ray intended for Jeunessse Global to become a household name for cutting-edge products, which are now being distributed in 110 countries.

https://www.instagram.com/jeunessehq/

UTC is Saved

The United Technologies Corporation pulled off the impossible, they survived the great recession. Throughout the 2000s, many businesses were closing their doors left and right. Unemployment was on the rise, the housing market had just crumbled, and people were unable to sustain their workers. The change of all of these things brought the demise in bankruptcy of many corporations. One industry that was hit perhaps the hardest was the airline industry.

As the airline industry was hit by this recession companies such as Delta and United Airlines and Southwest Airlines were unable to continue purchasing airline parts from third-party manufacturers. This included United Technologies Corporation which had been one of the most dominant corporations in all of North America. Many business analysts thought that the writing was on the wall for UTC.

UTC was able to get a new chief executive officer, Louis Chenevert, who truly changed everything around. When he arrived the stock price was only $37 a share. By the time he walked out, it was at $117 a share. Needless to say, a lot of people made a lot of money. Exactly how did he do this though?

He accomplished the impossible by using three strategies. The first strategy was simple, offset the deficit. He was able to offset the deficit by acquiring companies such as Pratt & Whitney and Otis and Goodrich. These key acquisitions were crucial because they allowed UTC to take the profits from those companies that were not being hurt by the recession and use it to keep UTC afloat for the time being.

The second strategy he took was to plug the leaks in UTC spending. He found that UTC spent a needless amount of money on transporting their own goods and interviewing new workers. By plugging those leaks, he saved the company 15 million a year.

The last strategy he took was getting UTC to the point that it was able to meet the strictest environmental regulations. By lowering their carbon emissions and the water consumption, they no longer had to pay the environmental fines to the Canadian and American governments.

https://www.crunchbase.com/person/louis-r-chenevert#/entity

Investing for Young People and Information about Chris Linkas

This will recap an article about investing in a young age group. It will also give brief information about Chris Linkas (Behance) . First, something fascinating for people in their twenties even in the midst of low salaries and debts from college they are in a key place to go into the world of investment. The author of this publication gives five reasons about the benefits that can come out of investments in the twenties age group.

One example is “Learn by Doing” (http://observer.com/2011/05/the-power-100-2/). Investors at young ages have two essential abilities to learn from the failures and successes and studying investments. Those particular abilities are time and flexibility. Adults at young ages have an advantage because of the years they receive in not only studying marketing but also processing the investment strategies they may have.’ Another strategy is to “Take on More Risk”. For example, young adults have the ability to create more belligerent portfolios that are concerned with more light and are in the positions to create more gains.

There is also “Tech Savy“. This regards the younger generation of investors who apply techniques and tools of investment online and show their ability to research and study. Also, examples of technology like apps, opportunities online, and social media are all contributors to the factors of expertise, confidence, experience, and knowledge base as well. In “The Bottom Line” there are a lot of investments like those that are created in dividend stocks can give a stream of income in a life of investing. Examples are opportunities to move up future wages, time, and an ability in forecasting increased risk. Finally, there is “Human Capital”. There are many opportunities young adults have to get higher future wages. Actually, one of the greatest considered investments from its taking advantage of opportunities like the one mentioned above.

Now some brief information regarding Chris Linkas. Since November 2012 has been in his current job at the European Head of Credit. He is a leader of a European Credit Group made up of twenty people. Those people show responsibility in the UK-Euko regions for opportunistic principal investments.