The Oxford Club Pointing Out Time To Buy

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Financial Pro David Giertz Addresses The Need For Financial Advisors To Talk About Social Security

David Giertz is a financial professional who lives in the greater Columbus, Ohio area. In 2016 he cited a study during an interview that showed how critical it was for financial advisors to discuss social security with those they are advising. However, he says that most neglect this duty primarily because it’s really, really complicated. He says that this neglect is a big problem both for the advisor and the client.

Clients need to know how social security affects their retirement. Because it’s so complex David Giertz says that they really do need professional help knowing how and when to start collecting social security. And with pensions increasingly not a thing in the United States more retirees than ever depend on social security benefits to pay their bills.

David Giertz also says that his study shows that even though they don’t want to talk about social security their hurting themselves just as much as their clients by avoiding the issue. The study shows conclusively that any financial advisor unwilling to discuss the ins and outs of the social security system are going to lose clients as they drop these financial advisors and go to ones that will present them with the whole financial picture.

When it comes to retirement and social security David Giertz has been sounding the alarm for several years. Due to the fact it makes such a difference in the vast majority of retirees lives means that it’s just too big an issue to ignore.

David Giertz has a bachelor’s degree from Millikin University and an MBA from the school of business at the University of Miami. Once he graduated he jumped into the financial industry as a financial advisor. He is a registered broker and now has 31 years of experience in the financial industry.

For over nine years of his career David Giertz worked for Nationwide Financial as an executive. He was the president of three of their divisions in that time. This included their financial institutions distribution channel, wirehouse distribution channel, and Nationwide Financial Distributors. He was very successful at exceeding sales goals and bringing in healthy profits for the companies he has worked for.