Jed McCaleb Predicts Emergence Of Universal Payment System For Cryptocurrencies

Jed McCaleb is an early innovator in the cryptocurrencies industry. He is one of the pioneers of the industry who came not just to trade the currencies but to make the blockchain technology prominent. He has been facilitating innovations in the industry which have eased the manner in which transactions involving cryptocurrencies are traded. McCaleb was among the first persons to create an exchange platform for bitcoin. His exchange platform was known as Mt. Gox bitcoin. This is a platform that was transacting over 80 percent of all bitcoins in the market at the time. Mt. Gox bitcoin was however just the beginning of the journey for Jed McCaleb. He was determined to change the cause of action in the industry in the fastest manner possible. He was committed to helping the society deal with the issues surrounding the application of cryptocurrencies.

Jed McCaleb is currently the co-founder of Stellar, another organization that is committed to making changes in the cryptocurrencies industry by introducing a payment system that will allow payments using cryptocurrencies. The payment system that Jed McCaleb is talking about is one where everything in the market will be running smoothly such that cryptocurrencies will be used just like any other currency.

The universal payment system will involve a cross-border currency system that can allow payments of any form to be done using the digital currencies and the money on the other end received in the currency that the recipient wants. A universal payments system using the Stellar concept is being developed by IBM in collaboration with a number of large banks in the world to ensure that everything is running on smoothly.

Jed McCaleb is hoping that in the next one decade, there could be changes that will see even non-crypto assets incorporated in the blockchain system. With the recent developments, there is a high probability that the blockchain industry will take over the whole financial industry in the future. Blockchain technology will create a decentralized system where the public ledger cannot be altered arbitrarily. The development of this system is also likely to bring a large number of people of people on board in the cryptocurrency industry.

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How Chris Burch Made The Nihiwatu Resort A World-Class Hotel

Sumba, Indonesia is a small and exclusive island which has many untouched white beaches and a lush interior. Not that many years ago it would take three days to get to this island when journeying to it from Bali. Today, though, it has an airport and is just a 50-minute flight from that city. There is a resort on it, the Nihiwatu Resort, which has been around since the 1980s. A few years ago it was bought by entrepreneur Chris Burch who set about transforming it into a five-star resort.

Today the Nihiwatu Resort is regarded as the best hotel in all the world. Chris Burch has said that his resort is about a lot more than just the fine touches displayed throughout. It also has customized itineraries, experiences that can be found nowhere else, and things for those with curiosity to uncover. Just about every luxury imaginable can be found at this resort. There are 28 pool villas, a private beach with world-class surfing, a spa that can be found in a treetop, and even a professional equestrian center so that guests can ride horses to their destinations based on

Chris Burch has his own estate in the Nihiwatu Resort which is available to be rented when he is not visiting Sumba. This is called Raja Mendaka and it has the best views in the resort. Every building was built to reflect what traditional Sumbanese housing looks like and there are ikat accents throughout. Each building in the resort has a private infinity pool and outdoor jungle showers. Each guest at this resort also has their own personal butler throughout their stay who are hired from the people that live on Sumba.

Chris Burch supports the Sumbanese is a number of ways beyond offering employment opportunities. He created the Nihiwatu Sumba Foundation which has helped to open 15 schools. Each week his foundation provides two lunches to 1100 children at these schools. As for the employment opportunities about 90% of the staff at his resort are native Sumbanese,refer to

He is a self-made billionaire who got his start in fashion. Over the past 40 years Chris Burch has extended his business empire into multiple industries besides fashion such as food and technology. He has been key to opening more then 50 businesses during his career with some of his biggest hits being TRADEMARK, ED by Ellen Degeneres, Jawbone, and Voss Water, see (


HCR Wealth Advisors Provides Customized Investment Plans to Their Clients

Designing a financial plan that specifically meets your requirements can be really challenging for many people, and it is why hiring a financial professional may be necessary. HCR Wealth Advisors is a registered investment advisory firm based in Los Angeles that provides clients with personalized financial solutions. In this age of economic uncertainty and volatility, one should be financially prepared for any kind of financial mishap or emergency, and HCR Wealth Advisors can help you prepare for those events by designing a strategic financial plan that not only can help you save, but also help you to meet your financial needs and goals, whatever they may be and whatever your current financial situation.  One of the reasons why many people choose and stay with HCR Wealth Advisors is because of the firm’s customer service. The company hopes to maintain a life-long relationship with tis clients and doesn’t simply leave you after providing the initial strategies or plans. The firm helps to monitor the performance of the strategies you’re your portfolio. This helps to ensure that your investments are meeting your expectations and goals.

HCR Wealth Advisors has many years of experience in the finance business, and it uses this experience to help its clients work toward living a life free of financial worries or stress. The problem with the most people these days is that while they know they have to invest and save, they don’t necessarily know the right way to go about it. The financial market is flooded with so many investment products that it is difficult to know what to trust. HCR Wealth Advisors is based in Los Angeles, and if you are from here, do call for an appointment and talk to one of their wealth management professionals. The firm can provide you with an in-depth financial consultation that can help start you on a path of financial security. Having provided hundreds of clients with financial planning over the years, HCR Wealth Advisors knows and understands what the clients are looking for and strives to provide exactly that.

HCR Wealth Advisors (@HcrWealth) always keep their clients first and ensure that they are their priority. Each of the moves that they advise are intended to help their clients grow their portfolio and meet their financial goals.

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Graeme Holm, Achieving Financial Fitness

In Australia banks and other financial institutions have always sugarcoated bad deals to their customers. This motivated Graeme Holm to come with solutions. He decided to offer clients advice financially to help them manage the paycheck they receive. He founded the Infinity Group. This catalyzed the maturity that Graeme has got helping him be a very reliable financial adviser. As a financial coach, he enables you to align your budget with constraints of expenses and priorities.


Graeme Holm is very creative. This is another value from Graeme that gives Infinity Group its identity. He created a system where information can be shared in an efficient way by the employees. Over the years Graeme has realized that sharing with people from other industry professions can at time result in innovative ideas. Graeme is very focused. It can be noticed through his actions. Each day he sets five transformational goals which keep him on track. The secret to a successful day according to Graeme is tackling the most difficult thing first.


The results of financial coaching are always evident after the first four months. Experienced financial coaches like Graeme Holm, will guarantee that with the early ninety days, the client will have reduced more loan principal than they did the entire year. Continuous consultation makes the client cut their loan repayment period by more than a half. A loan that would take thirty years for in normal circumstance is paid within a short period of ten years.


Infinity Group also focuses on the nitty-gritty. From how often the client buys grocery to those minor weekly financial activities. This, as explained by Graeme Holm, can reduce family budget if the weekly economic activities are done wisely. The result is a monthly report where the clients together with Infinity Group can evaluate and find more solutions. There are cases where the clients are provided with financial guidance on a six monthly basis to reduce the mortgage. The ideal system that shaves off your mortgage enables one to identify, with the help of a financial coach, things that he/she needs and luxuries. Excess luxury should be avoided, and the money spent on luxuries be directed to offset the loan.


Of course, a financial coaching company needs money to run. So, how do companies like Infinity Group make money? Infinity Group, for example, comes up with debt reduction model which is explained at a fee. A personal banker is then assigned. Infinity charges 10% of your annual debt reduction. Graeme Holm explained that the purpose of the model was to compensate on the lost mortgage commissions. The banks didn’t like the fact that Infinity Group was helping clients pay off their mortgages faster.

The Author of the book, The Benefit of a Money coach, says in his book that for a person to advance finically from where he is, he needs a guide, it can’t be achieved without help. From the Directors, Mrs. Rebecca Walker and Graeme Holm, Infinity Group has strong leadership with right resources to help its clients financially. Learn more:

The Unforgettable Constitutional Impact Sujit Choudhry Made in Ukraine

Taking part in any constitutional process shows you have reliable knowledge and skills needed to shape how the lives of other many people would be governed. Anyone who successfully contributes to any constitutional process has a profound legal background. Making a constitution or even amending it requires legal expertise and people who have mastered law. As a qualified and experienced lawyer, ( had a significant role to play during the Kiev, Ukraine. The country needed to amend its constitution to accommodate the semi-presidential government system. With Sujit joining the legal team, Ukraine knew its constitutional situations and problems would find a permanent solution.

At the Center for Constitutional Transitions, Sujit Choudhry serves as the Director and Professor. As a legal specialist, Ukraine knew Sujit would come up with some incredible governing procedures to improve governance in this country ( The time he spent with the Ukraine experts discussing executive powers is always memorable to him. He affirms that the democratic system in Ukraine has been unsteady for more than 20 years. He cites that inadequate political groups and the focus on presidential authority had contributed to this wobbly situation based on

Some of the institutions that joined Sujit Choudhry and his legal team were Dalarna University and International IDEA. The name Sujit has carved out for himself in politics, and the comparative constitutional law is unmatched. With his immense legal expertise, Sujit Choudhry has adequate skills in gathering detailed research in any constitution-building process. His profound legal expertise has seen him travel to many countries to speak on legal matters. The Center for Constitutional Transitions, which Sujit Choudhry heads, is mainly involved in creating and mobilizing information necessary during constitution improvement. Sujit believes that any thematic analysis should provide legal practitioners with policy-based opinions.

Think Tank, NGO, and global network multilateral companies are some of the partners Sujit has worked with during the constitution amendment process. He has three global collaborative research projects he is leading at the moment. Sujit Choudhry is busy looking at the 2017 policy outputs and informational guides to see if they need to be improved. The United Nations Development Program and the United Nations Mediation Roster have joined him in this noble task. The World Bank Institute appreciates Sujit’s efforts for being its competent advisor, refer to (

EOS Lip Balm Review-Butter for your lips?

EOS Lip Balms have a variety of flavors and ingredients. These different ingredients react differently to different lips, but most are smooth and soft. EOS is a U.S. company so its always nice to support home grown companies. The packaging is small and cute. And these small containers can still hold a lot of product, available here at ( They do come in many different flavors, the smell varies not all smell overly great. It does not smell bad, but it doesn’t make you want to eat it. They do have a good taste, if you taste your lips a little bit. The flavors range from citrus to vanilla in many varieties. View for more info.

It is an organic and paraben free product. When applied it is very smooth. There is no heaviness, stickiness, and it isn’t drying. It keeps the lips moist. It’s very nice for daily wear. This product doesn’t have any color to it usually. Some have a very faint tint, but not much. Although this product doesn’t color the lips at all, it does bring out the natural color of your lips and enhances your face. There doesn’t seem to be any repairing happening when applied. Maybe a longer use could show some repair to dry or cracked lips, but no instant repairs. If you are looking for a casual buttery, soft finish to your makeup look or no makeup look this is the lip lacquer for you.


Southridge Capital: Business Firm Partnering with Other Companies

The United States is home to a huge number of people who wanted to start their own business. As a result, a significant portion of the American business market includes the middle sized players and the small-time players. There is also a handful percentage of startups that either falls into the two categories. One of the problems that these companies are facing would be the lack of funding. Most of them run out of the funds that they raised and ended up becoming broke. For most Americans, having a business is a legitimate and easy way to earn money, but sometimes, they could not deny the fact that their funds run out and they would need to have a new source of funding. This is where Southridge comes into place, as the company is known for their services that help the businesses flourish. They are providing financial capitals to their beneficiaries, and they are also working with other businesses to create a dynamic industry. For more details visit




Since the company’s establishment in 1996, Southridge Capital has been actively investing in a lot of businesses around the world. One of the most prominent investments that they made was the $1.8 billion capital that the company managed to raise for several companies. It is important for the company to get the amount that they have lent, but it is more important to experience the success of the companies which have borrowed money from the Southridge Capital. The company is willing to help their clients, and they are also encouraging them to do their best to become one of the most successful entrepreneurs in the country. You can visit their website




Southridge Capital is serious about their goal of becoming a world-class company, and they think that the first step to success would be the establishment of new partnerships. Southridge Capital recently announced that they would be signing a partnership contract with the Elite Data Services Inc. The company is based in Texas, and they are known for creating software programs that would help the companies guard their sides against the attacks from hackers. The company is also providing free cybersecurity services to their new business partner, ensuring their success while being protected.



The Services Provided by HCR Wealth Advisors

Managing your wealth on your own can be downright impossible, especially if you’ve invested before and lost a lot of money in the process. Investing comes with a lot of risks, and a professional registered investment advisory firm like HCR Wealth Advisors may able to help you out. Because of the quality and amount of work that the firm has done, it is no wonder that a lot of people choose it for this specific need. Once you have made use of HCR Wealth Advisors, you’re going to find that the firm can help you out and can get you where you want and need to be.

There are so many reasons and benefits to making use of HCR Wealth Advisors. For one, you’re choosing a professional company that creates strategies unique to each client. You will enjoy this because of what it can do for you and what the firm is able to do for your own needs. Once you make use of HCR Wealth Advisors, you’ll find that this helps you to manage your finances and get you to where you need and want to be.

You will also find that the folks working with HCR Wealth Advisors will aid you in just about any type of investing that you want and need to get done. In fact, you’re going to want to consider contacting HCR Wealth Advisors to see if they can help you out and get you to where you need to be with your finances. Not only will HCR Wealth Advisors assess the different risks that might come up to play, but you’re going to find that the firm charges a reasonable and competitive fee for the amount of services that it is going to be able to present to you from the start. Make sure that you give this firm a try for yourself and know that the firm can help you out and help you get the finances that you’ve always dreamed of having for yourself.

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Alex Pall, Uncovered His Hidden Talent For EDM

Once confined to illegal raves and underground clubs, Electronic Dance Music (EDM) is now the largest segment of modern dance grooves. In 2012, two EDM DJs, Alex Pall and Andrew Taggart transformed Top 40s culture with their stylized beats. The Chainsmokers have achieved unprecedented popularity and commercial success. In an interview with the original initiator of the twosome, Alex Pall, he spoke about uncovering his hidden talent for producing EDM. Before Andrew, Alex had another partner who decided to pursue another path. It left him searching for a replacement. What he found was more than a replacement, another DJ who possessed his identical passion for the genre.

Alex Pall isn’t a household name, at least not yet. But, that doesn’t take anything away from the popular status the duo have achieved in just six short years. With the release of their 2016 hit, “Closer,” the Chainsmokers were launched in a solo category as excavators of good dance music. Contrary to what others might think, the genre requires more than standing in a DJ booth, playing sets. The EDM culture has never been dead, but it was slightly lethargic, because there weren’t enough standout DJs.

Enter Alex Pall and The Chainsmokers and their charged percussion laced beats and amplified lyrics. And what you have is something that Alex says happened, quite by accident. “I quit my job and that’s where it all started.” He was always heavily involved in producing EDM tracks. Initially, Alex Pall was working as an intern for Interscope Records in New York City. Back then he was only dabbling in the music scene, thinking about leaving his Syracuse college and relocating to Los Angeles. As club DJs, EDM follows a format. Alex Pall created a divergent path for the Chainsmokers, one which allows them to express who they are as individuals. This personalization has lead them away from being stereotyped as “typical” EDM DJs. The one defining moment came with the track, Closer and its pure electronic dance beats; this coupled with Halsey and Alex Pall singing, elevated the Chainsmokers into a breakout success.

Mobile Technology That Makes Finance Easy– GreenSky Credit

GreenSky LLC, a financial technology company, founded in the year of 2006 in Atlanta, Georgia. This company specializes in providing financial solutions to banks and merchants. The finance for GreenSky is provided through financial institutions that are federal and state-chartered. In the past six years, through the GreenSky credit program, nearly 5 billion dollars have been lent.

GreenSky Credit is not as popular as other companies involved in this industry. The prime reason for this is the fact that they do not lend their own money. They lend the money which belongs to the financial institutions that have partnered through them. As of now, this company has 900 employees and is valued at $3.6 billion.


David Zalik is the co-founder as well as the CEO of GreenSky Credit ever since it was founded in the year of 2006. After four successful ventures, David cofounded GreenSky LLC. As of now, he serves as the Chairman of the Board of Directors at GreenSky as well.


Previously, he cofounded Outweb Inc. in the year of 1999. He also serves on the board of directors of Hands on Atlanta and co-founded Phoenix, LLC as well. Apart from all these, he also co-founded The Resource Institute and The Rockbridge Commercial Bank.


David is from Israel. He showed qualities of entrepreneurship from an early age onwards. He is an ace mathematician and a child prodigy who founded MicroTech Information which was a PC assembler and refurbisher. He found this company at the ripe age of 14 while he was still studying in the Album University.


Since then, he was inclined towards entrepreneurship and running his enterprise. Currently, he is involved in various ventures. GreenSky Credit and the other GreenSky companies are mobile startups which are steadily racing towards a massive success.


GreenSky leveraged the mobile technology and focused on being a mobile company only. By doing so, they were more accessible. They also required fewer details like driver’s license, social security number, etc., unlike other applications which required a whole lot of information.


GreenSky credit gives you an instant credit score with the help of few details. This feature combined with the fact that GreenSky is a mobile application makes it very powerful and accessible to everyone.